TOPS® is a goal-based asset allocation program that creates efficiency in investing through asset allocation. TOPS® seeks to maximize risk-adjusted returns through the strategic allocation of funds to specific asset classes while using portfolios comprised mostly of Exchange Traded Funds (ETFs) in order to take advantage of increased tax efficiency, transparency, risk management, and lower costs.
The ARC Process™ is a goals-based planning process designed to aid individuals through the asset accumulation phase of their lives. The analysis includes emergency, education & retirement savings, as well as survivorship needs.
The CARES Process™ is designed to educate annuity contract holders on the features of their current product compared to what is available in the marketplace today and to evaluate whether or not the annuity they own continues to meet their needs.
The financial services industry uses a range of job titles and credentials that do not necessarily reflect academic background or professional competency. Our experienced team includes CFA Charterholders and Certified Financial Planner™ professionals. These designations require extensive study, rigorous examination, industry experience, and ethical standards.
Don't hesitate to get in touch with us. We would love the opportunity to become your trusted advisor.
Fee-Based Planning offered through EFG Advisors, LLC a State Registered Investment Advisor, Third Party Money Management offered through ValMark Advisers, Inc. a SEC Registered Investment Advisor, Securities offered through ValMark Securities, Inc. Member FINRA, SIPC 130 Springside Drive, Suite 300 Akron, Ohio 44333-2431 1-800-765-5201 The EFG Companies, a division of A.K.J., Ltd. and EFG Advisors, LLC are separate entities from ValMark Securities, Inc. and ValMark Advisers, Inc. Investment products and services available only to residents in states where we are licensed.
Insurance products and services available only to residents in states we are licensed.